One account for multi-currency IBANs, regulated crypto custody and a Visa debit card — built on Swiss banking rails with full KYC / AML compliance.
Trusted infrastructure across the world
EUR, CHF, USD, GBP — each with a dedicated Swiss IBAN. Receive and send via SEPA, SIC, FPS or SWIFT.
4
currencies
0.30%
FX fee
Same day
settlement
Buy, sell and hold BTC, ETH, USDC and SOL with insured cold-storage custody and Chainalysis screening.
4
assets
0.30%
commission
Insured
custody
Virtual + physical Visa debit. Apple Pay / Google Pay ready. Daily, monthly and ATM limits you control.
Instant
virtual
5–7 days
physical
Free
in-app
One account that replaces your bank, your crypto exchange, and your card issuer — regulated in Switzerland and built for the world.
Four fiat currencies, four crypto assets, a Visa card and real-time FX — no more juggling three apps.
Operated under KeyTec AG (VQF). Segregated fiat accounts, insured crypto custody, Chainalysis screening on every on-chain transfer.
A full admin CRM for compliance officers, operations and system admins. REST APIs for every payment rail and crypto operation.
From multi-currency accounts to regulated crypto custody, every feature is designed to simplify your financial life.
Hold EUR, CHF, USD and GBP in dedicated Swiss IBANs. Send via SEPA, SIC, FPS or SWIFT with transparent fees — visible before you confirm.
Dedicated IBAN per currency
Receive international wires directly into each account.
Real-Time FX
Exchange at live rates with a flat 0.30 % commission.
Instant settlement
Pay 1.50 extra for instant SEPA or SIC.
Transparent fees
No hidden charges — every fee is shown before you send.
Weekly comparison
Transfers
CHF 3'420
42% ↑
FX
CHF 1'850
23% ↓
Crypto
CHF 980
12% ↑
Card
CHF 1'890
23% ↓
Account Type
Multi-Currency
Target
CHF 30k
Progress
80%
Trade BTC, ETH, USDC and SOL directly from your fiat balance. Assets sit with a regulated custody partner, predominantly in insured cold storage.
Insured cold storage
Crypto custody with crime-insurance from a Tier-1 custodian.
On-chain withdrawals
Send to any external wallet with Chainalysis sanctions screening.
Flat 0.30 % trades
No spread markups — one transparent commission for buy, sell or swap.
Real people, real results.
Simple and Effective
“I finally have EUR, CHF and crypto in one place. The Swiss IBAN is a game-changer for receiving client payments.”
Anna K.
Freelance Designer
Achieved My Goals
“Thanks to the card limits and savings targets, I paid off my credit card debt and started saving for my first investment property.”
Marco R.
Software Engineer
A Must-Have Tool!
“I've always struggled with multiple banking apps. Victorix made it so simple. I feel more confident about my financial future.”
Sophie L.
Small Business Owner
Open a free Victorix account in under two minutes. No credit card required.